With most of the economies moving toward digitalization and with more consumers slowly embracing digital transactions, crafting your own financial goals could be easier this time.

Shopee's digital payments provider (e-wallet) ShopeePay gives you instant savings with exclusive free Shipping and cashback promos, doubles as a convenient tool to settle your bills, enables you to buy discounted load, and data, and more. When it comes to achieving financial goals, having a versatile e-wallet partner can make a difference. As you progress in your financial journey this year, ShopeePay will be with you every step of the way. Here are some pointers to help jumpstart a prosperous 2022:

ShopeePay expands merchants' presence with lifestyle, food brands
ShopeePay offers consumers free, real-time online money transfers

  • Create a budget and monitor your expenses

As with any good financial plan, the first step is to set aside a percentage of your income for savings. From what's left, create a budget and list down your expenses for the month, and monitor them regularly. It's good to be careful of your expenses, big or small, as extra costs like transfer fees could affect your finances in the long run. Fortunately, ShopeePay gives users the chance to enjoy free and real-time transfers. You can also cash in for free, with an exclusive P25 cashback on your InstaPay fee. You can also send money to any ShopeePay user for free.

  • Get cashback when you pay your bills

Let ShopeePay bring you an added level of convenience and value as you pay your bills. With ShopeePay, you can safely pay your monthly bills online and even get cashback for your transactions.

  • Earn additional savings while you shop

Score discounts and deals to bring down the costs of your expenses and to add to your savings. For example, groceries are necessities you need to spend on, so always check out affordable options online. Paying with ShopeePay will allow you to get exclusive free shipping and discount vouchers.

  • Don't forget to reward yourself

Stay motivated and keep working on your financial goals. The trick is to allot sufficient "fun money" and always be on the lookout for the best deals to get the most bang for your buck. Through ShopeePay Near Me, enjoy exclusive P1 Deals from favorites like Potato Corner, Bonchon, Wendy's, and Papa John's.

To develop good financial habits, it's best to lay out plans that are achievable and practical. As another year starts, begin your quest to better finances with ShopeePay.